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Features & Benifits:
2. Reward Point
- 6X Rewards on Online spend; - 10X Rewards on monthly spends above Rs.20,000;
- 10X Rewards on all birthday spends.
- No Expiry
- Shop using reward points
3.1% Fuel surcharge waiver at Rs200/month
4. 25% off at movie tickets once a month (via PayTm)
5. Super save interest rate from 0.75% - 3.5% per month.
6. Up to 20% discount across 1500 restaurants.
7. Insurance protection: Personal accident cover, Lost card liability cover.
Eligibility Criteria:
Age Group: 21+ years
Income: Rs.30,000/month for salaried & Rs.5 Lakh and above tax return
for self-employed applicants
Credit Score: Above 710+
Available for residents of 50 cities. Please check PIN Code.
•Existing customers of IDFC First Bank are not eligible.
Documents Required:
✓ PAN Card
✔Address proof
✔income proof: Salary Slip
Steps To Apply:
✓Click on the "share to customer" option and share the link with interested customers
✔Customer needs to click on the link and enter the name, mobile
number, email ID, and Pincode then click on 'start journey now
✔After this customer will be redirected to the official website of IDFC First Bank to register and apply for the credit card
✔Customer needs to enter the name as per Aadhaar, DOB, mobile number and click on 'Get OTP. Enter the OTP, mark in the checkbox to accept T&C and click on 'Proceed'
✔Enter PAN card number, Gender, current address, Pincode, and click on 'Proceed
✔Now enter the occupation, company name, net monthly salary and click on 'Continue
✔System will show the selected credit cards option as per the eligibility of the customer. Click on 'Get your Card'
✔ Select bank and upload 3 month's bank statement and click on Proceed Note: Document upload basis offor chosen: Bank statement- salary account, latest ITR/credit card statement.
✔ Enter a few more personal details like name, marital status, parents' details and click on 'Proceed'
✔ Enter office details like address, phone, office email ID then select card preference and click on 'Proceed'
✔Now complete KYC by submitting Aadhaar card number then enter OTP which is received on the mobile number and click on 'Submit'
✔Customer needs to complete live Video KYC, keep documents handy. For immediate video KYC customer can click on 'Connect now or they can schedule it later.
✔ Once the video KYC is done the system will do final verification and if the customer matches all the criteria then the card application will be approved. It may take up to 14-20 working days for the credit card to reach the customer's address.